Risk and AML Specialist

Tanggung Jawab

Job Description & Key Responsibilities 

• Develop and maintain AML frameworks, SOPs, and monitoring processes. 
• Handle AML operations, transaction monitoring, RFI/EDD, escalation, and case management. 
• Review and improve FDS/transaction monitoring rules and AML typologies. 
• Investigate fraud, AML, and transaction monitoring alerts, including suspicious payment, disbursement, merchant, and partner activities. 
• Use transaction data dashboard, and monitoring tools to identify anomalies, validate alerts, and support investigation conclusions. 
• Prepare investigation notes, risk recommendations, and case dispositions for suspicious transactions or merchant activities 
• Support AML reporting, regulatory requests, audits, and documentation management. 
• Conduct AML risk assessments, RCSA activities, and control improvement initiatives. 
• Provide AML and Risk advisory support to cross-functional teams. 
• Prepare and maintain AML-related SOPs, reports, audit responses, and regulatory documentation. 
• Conduct merchant, partner, product, and operational risk assessment, including RCSA, control testing, and follow-up risk issues / action plans 

Kualifikasi

Requirements 

• Bachelor’s degree in Law, Finance, Accounting, Business, Information Systems, or related field. 
• 3–6 years of experience in AML, Fraud, Risk, Compliance, or Transaction Monitoring within fintech, banking, payments, crypto, e-wallet, remittance, or other regulated financial institutions. 
• Strong knowledge of AML/CFT, KYC/CDD/EDD, transaction monitoring, sanctions screening, STR/LTKM, FDS rules, alert handling, and AML risk assessment. 
• Experience in AML operations, suspicious transaction reviews, RFI/EDD, and AML control processes. 
• Able to draft SOPs, AML guidance, risk assessments, and regulator/audit responses. 
• Proficient in Excel or Google Sheets; SQL, dashboard, data analytics, or crypto monitoring exposure is a plus. 

Tentang Perusahaan

We're a B2B Payment SaaS with a vision to democratize and modernize payments for businesses across the region. With us, clients will need to integrate only once (thanks to our low code and no code approach) and it'll future proof their business! One integration that covers top 10 banks, top 5 e-wallets, top 5 BNPL for payment in; payment out to >100 banks and e-wallets and everything in between.